Dear Future Client,

I have a very important question for you. What would you rather have your money doing for you? Risking it away in the stock market, or putting it to work for you with absolutely zero risk? Take a look at the illustration above. Anyone with an IUL during this tumultuous decade lost nothing, whereas the 401k holder was pummeled in 2000, 2001, 2002, and 2008. In many cases, losing hundreds of thousands of dollars.

Pensions are non-existent these days and social security is just not enough to retire. 401k's & Traditional IRA's are fee riddled, have no tax advantages, and are frankly dangerous in terms of losing your hard earned money.

What's left is clear -IUL Indexed Universal Life. IUL's are not directly invested in the stock market but are indexed with high yield funds such as Blackrock, Morgan Stanley, Barclays, and Fidelity as well as the S&P500. They provide safe returns protecting your capital, while providing excellent life benefits (chronic, critical, and terminal) and a death benefit to pass along to your heirs -tax free. No IRA or 401k on Earth will do any of that for you!

Watch this 2016 Award Winning 3.5 minute video that provides an accurate and simplistic overview of IUL.  Call us today after viewing at 239-699-1543 or 281-766-7684 for your personalized IUL illustration. We look forward to reviewing this stellar plan with you, should you qualify. 

Best regards,

Michael R. Hrad

Principal, CEO

AGH Financial Group