Protect the Retirement Savings you've worked so hard to build
You've spent decades building your 401(k), IRA, or TSP. As you near retirement, rolling over into a fixed indexed annuity provides principal protection against market downturns alongside real growth potential. Based in The Woodlands, TX, AGH Financial Group has guided Texas and Florida families since 2003.
Why roll over your accounts into an FIA?
Leaving your savings in a traditional employer account leaves your nest egg exposed to severe market drops right when you need stability most. A fixed indexed annuity delivers balance, steady protection, and guaranteed options for retirement.
Principal protection
Most fixed indexed annuities feature a 0% floor. If market benchmarks drop, your principal balance is insulated from negative index credits.
Indexed growth potential
When the underlying market index advances, your account earns interest based on the contract's crediting formula without direct market risk.
Lifetime income options
Convert your rolled-over retirement funds into predictable, guaranteed streams of income that can support you throughout retirement.
A seamless, penalty-free rollover experience
You do not have to manage confusing paperwork, deal with custodian delays, or risk tax penalties on your own. AGH Financial Group coordinates the entire rollover process from initial account review to annuity funding.
Step 1: Comprehensive account review
We begin by evaluating your existing retirement balances, including former employer 401(k) plans, traditional IRAs, 403(b)s, or Thrift Savings Plans (TSP). We check eligibility, evaluate existing fees, and clarify your goals for risk reduction and future retirement income.
Step 2: Custom product comparison and transfer
We compare top-rated fixed indexed annuities across leading carriers, reviewing participation rates, caps, surrender periods, and optional lifetime income riders. Once you choose the right fit, we coordinate the direct rollover to protect you from unexpected tax hits.
